Moving Into a New Home

Make the first step an easy one!

Moving into a new home? We are here to make that experience an enjoyable one for you. There will be lots of decisions - what neighborhood, how big, new construction or the perfect existing home, maybe I should renovate before I move. Should I sell my old home, maybe I could rent it? These are all questions and scenarios that people have to think about. Money and borrowing impacts all of these, but it is our goal to make the money part the easy part. We love people moving from their first home to their growing family home, there forever home or there retirement home. Regardless of where your next home will be, let’s make the money part the easy part.

Looking for a new home for your growing family?

Moving to a new city? Is there something to talk about here

Looking for less maintenance in retirement?

Talk about the different scenarios and things to think about in terms of finances and mortgages?

Relate to the experience, talk about how your goal is to make the money part of the transaction easy and stress free. You love seeing people transition smoothly into their home environment.

Do I need 20% down when moving into a new home?

NO it is still 5% down. Talk about the misconception, and when does the 20% apply?

Can I add renos to my mortgage?

Yes, often a purchase plus improvements mortgage can be an excellent way to buy the perfect home in the perfect neighborhood and have all the work done as part of your original mortgage. This can be beneficial because often times interest rates on your mortgage will be less expensive than on an unsecured line of credit that you may use in the future, and also, the monthly cashflow burden is almost always less than trying to constantly fund improvements in a patchwork way once you move in.

What if I don’t sell my current house prior to buying but need to for qualifying?

You can refinance your current home to get the money for the down payment and then rent your current home until it sells